Hired-in plant insurance

Like with most things, if you hire in a plant or machinery, you’re responsible for keeping it safe and in the agreed condition, whether it’s in transit or on site. Hired plant insurance covers your legal liability, under the terms of your hiring agreement, to pay compensation for any damage to the plant. This includes legal defence costs and continuing hire charges for up to £15,000 for any single item.

Own plant insurance

Do you own your plant? If you own the plant or machinery, keeping it insured is still important. You can include own plant cover with your full insurance policy, to protect you against loss, damage or theft.

Plant & machinery cover details

It’s very important to make sure you understand what you need from your insurance. Use the check points below to get you thinking.

• Check the documents before you buy for exclusions and excesses. For example, your equipment may only be insured if there’s a certain level of security on site
• Don’t underestimate the value of your equipment, as this could mean you’re not covered at the right level
• If you decide this cover’s right for you, you’ll need to add it on to your full business insurance policy

Keep Your Machinery & Plant Protected

Your plant, machinery, equipment and tools are essential to getting a job finished on time, or at all, so it’s important that these are protected in the event of an unforeseen accident. Included as an optional extension under some of our public liability policies, our plant & machinery cover is ideal for those working on a construction site, and provides cover for everything from fire to vandalism and theft – and it even covers hired-in plant as well.