Ignition Insure

Comprehensive Insurance cover designed for the local Motor Traders of Essex.

Buying and selling cars comes with its own unique challenges, and you’ll find our Motor Traders insurance product reflects this. That’s why, if you have Ignition Insure, you’re protected if a member of the public slips up on your premises, or if one of your staff injures themselves, or if your vehicles are vandalised. Incidents which our research has found are all particular concerns for business owners working within a busy environment (for which they are legally liable).

We’ll also protect you against loss if you have to close your premises temporarily due to an insured event, for example due to storm, flood or fire.

Traders Insurance is required by law and is one of the necessities for running a Motor Trade business. By insuring your motor trade you will know that if any unforeseen accident should happen everything will be fine. You will free yourself of worry and work better and focused on what is really important.

Looking for Motor Trade insurance can often be stressful. Every type of motor trade has its different specialities and requires different types of cover. Whether you sell, repair, valet or service vehicles, work part time or full time in the industry, have a small car lot or a large dealership; you definitely value your time and need the best insurance for your business. Now you don’t have to go from insurer to insurer and waste time and efforts comparing their quotes. We can do that for you!

Let us help you compare the best quotes of all the major United Kingdom insurers and save time, money and effort. We don’t waste your time. Once we receive your information we are able to pair you with an insurer that best suits your specific needs.

Optional covers can be added to the core All Risks cover to provide you with the cover that is right for your business. These include

• Road Risks, including legal liability to customers for loss of use of customer’s vehicles or contents of the vehicle (commercial loads), Contractual Liability, Unauthorised movement of obstructing vehicles, Replacement locks and keys up to £50k and Legal expenses in connection with the Corporate Manslaughter Act
• Stock and Machinery at Exhibitions
• Employee Dishonesty, including Cheque Forgery and Professional Fees to establish extent of loss
• Income protection, including Prevention of Access and Damage to Property at key supplier’s premises and new vehicle storage sites not occupied by the insured
• Motor Legal Protection up to £100k
• Engineering cover is available as an extension, including annual inspection of machinery which includes inspections to satisfy statutory requirements under health and safety at work legislation.
• Goods in Transit
• Loss of Business Money (Cash)
• Personal Accident (Assault)
• Defective Workmanship/Sales Indemnity
• Financial Loss (New and Unused Vehicles)
•  Loss of Metered Water
• Trace and Access cover
• Seasonal Increase (Insured’s Vehicles)
• Loan and Hire and Unaccompanied demonstration covers available
• Demonstration option available
• Option to pay by instalments (via direct debit)