Group Personal Accident Insurance

What is Group Personal Accident Insurance?

Have you considered what would happen to your business if a key member of staff suffered a serious injury and was unable to work? It is easy to overlook employees when it comes to protecting your company assets. But how would you react if something happened to them? What contingency plans do you have in place?

Group Personal Accident Insurance is designed to provide a tax-free cash payment in the event of the death, disablement or loss of hearing, sight or speech following an accident. Both fixed lump sums and ongoing weekly benefits are available.

Every business should safeguard its most important asset – its people.
Our Group Personal Accident insurance policies provide valuable protection for your business and employees. We can protect you and them against injury, disability or death as a result of an accident. Cover can be provided as a contractual benefit, to the business to provide monetary support to the employee, or to your business to cover the costs of finding and hiring a replacement.

A group personal accident insurance policy has the following characteristics:

• Issued to a group of people with similar risk profile
• Group can be formed by an employer (of employees), organisation, travel company, banks, and other service providers (for customers), etc.
• The insurance covers the expenses and compensates the insured group members for any injury sustained in the course of their lives (except injuries obtained due to excluded causes)
• Applies to the whole world
• The general benefit includes the following:
  • Accidental Death
  • Medical Expenses arising out of accidents
  • Permanent total disability due to an accident
  • Permanent partial disability due to an accident

QI Insurance is one of the UK’s leading independent insurance brokers and has worked alongside leading providers to develop bespoke Group Personal Accident products.

We’ll work with you to develop a bespoke cover, so you and your staff get exceptional cover at a low cost.

What else do I need?

For more information or a quotation for this type of cover, please Contact Us, call 01702 560230 or email us at [email protected]